


It's important to be aware that you can't transfer a balance between cards from the same bank/provider. Some providers will also charge a set fee if you have a small balance to transfer. Best balance transfer credit cards Intro 0 APR for up to 21 months Wells Fargo Reflect Card Citi Diamond Preferred Card Citi Simplicity Card Intro 0 APR for 18 months Citi Double. This is usually added to the balance on your new card.The balance-transfer fee typically ranges between 1% and 5%. This is either a flat fee or a small percentage of the amount you want to transfer. Balance transfer fees: Some credit cards will charge a fee to transfer a balance.
BEST BALANCE TRANSFER CARDS FREE
The longer the interest free period, the less you’ll have to pay each month to pay off your debt during the interest free period. This allows you to pay off your debt quicker while saving on paying any interest. Balances can be transferred anytime within the fifteen-month period to utilize the 0 introductory APR offer. New cardmembers can earn 150 cash back after spending 500 within 90 days after account opening. This is the introductory period during which you will not be charged interest. The TD Cash Visa Credit Card is the best balance transfer card for earning cash back on dining and groceries. While the best balance transfer for you depends on your credit score and overall finances, there are a number of factors you should consider when choosing a balance transfer credit card.
